Debt Help Centre
National & Confidential Debt Solution Experts
Write Off Debts
You Can't Afford!
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0800-840-6389
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About Us

At the Debt Help Centre we are committed to helping people find the best way to deal with their debts.

If you can't pay all of your debts each month, but can pay some of them, we can negotiate with your creditors on your behalf to make your monthly payments more manageable. As a debt management plan is not legally binding, there is greater flexibility in terms of payments if your circumstances change.

You may qualify for an IVA (Individual Voluntary Arrangement), which could be more suitable for those who are heavily in debt but who have a steady and ongoing income. We can also help with bankruptcy.

Whatever your current situation, we will be able to discuss the options for dealing with your debt that are most relevant and helpful to you.

We understand that debt problems can make you feel trapped and isolated, but it's important to know that there are options to help you and you don't have to struggle alone. Why not call us today for a confidential chat about your circumstances?

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This is the total of unsecured debt you have including credit cards and all types of unsecured loans, but excluding mortgages and secured loans.

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Your monthly net income should reflect your total household income including:

  1. child benefits
  2. tax credits
  3. pension
  4. regular bonus
  5. child maintenance payments

Note: Does not need to be exact.

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Your monthly expenses should include:

  1. utility bills
  2. food
  3. clothing

but exclude payments to credit cards or any other debts you have.

* Mandatory field