It has been reported that the number of identity thefts has risen. The recession has been blamed by some for this rise, but whatever the reason if you have become a victim to identity theft it can be hard to prove and even harder to clear your name and credit score. In some of the worst cases of identity theft it has left the victim owing debts of thousands of pounds which they cannot possible afford to repay, and should not have too. If you are in debt it will affect your credit rating and future borrowing may become impossible.

If you have become a victim, cannot prove it, and you are stuck with clearing debts then you may want to consider looking for IVA help or debt management advice. I could clear my debt by entering a debt management plan or taking an IVA, both of which would allow me to repay debts over a planned period. A debt management team would work on my behalf and get in touch with those I owe money too and I may be able to pay an affordable sum each month to clear off my debts.

Of course, prevention is better than the cure and one of the best courses of action is to remain vigilant when asked for personal information, especially online to avoid becoming a victim in the first place.