Debt Help Centre
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Start off the New year with a debt management solution in place

If money worries are at the top of your list then you may want to look into ways of paying of your credit card and loan debts. Debt is no fun, it can destroy your peace of mind and happiness, be the cause of worry and despair, has been known to break up familys and is extreme cases be the cause of suicide. However, none of scenarios above may be necessary if you take debt advice and information with a debt management company.

One of the solutions you may wish to consider is a debt management plan. With the debt management plan along with the help of your team, you may be able to enter into an agreement to repay your unsecured debts over a period.

Another option is to choose an IVA, however if you are considering entering into this you need to take iva advice as it is essential to know what you are taking on and whether this might be the most suitable option for your needs.

Choose a debt management team online and allow them to help you reach a decision over the most suitable plan for your debt problem. Never think that you are alone in suffering debt and poor money management as there are hundreds of individuals in the UK suffering the same.

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This is the total of unsecured debt you have including credit cards and all types of unsecured loans, but excluding mortgages and secured loans.

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Your monthly net income should reflect your total household income including:

  1. child benefits
  2. tax credits
  3. pension
  4. regular bonus
  5. child maintenance payments

Note: Does not need to be exact.

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Your monthly expenses should include:

  1. utility bills
  2. food
  3. clothing

but exclude payments to credit cards or any other debts you have.

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